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Blanket and Electronic Waivers: A Safety Net for Schools

Published on May 9, 2024

What Are Blanket Waivers?

Blanket waivers are broad, all-encompassing agreements covering various activities or events. These waivers serve as a safety net for schools, offering protection against potential legal claims arising from various school-related activities. Whether it’s a field trip, a sports event, or a school-sponsored outing, blanket waivers provide a layer of defense.

Critical Considerations for Blanket Waivers:

  • Scope: Clearly define the scope of activities covered by the waiver. Be specific about the types of events, locations, and participants.
  • Language: Craft precise and unambiguous language. Avoid jargon or complex legal terms that might confuse participants.
  • Informed Consent: Ensure that participants understand the risks involved. Educate them about the purpose of the waiver and their rights.
  • Signature Collection: Implement efficient methods for collecting signatures. Consider electronic options for ease of administration.

Pros of Blanket Waivers:

  • Efficiency: Blanket waivers streamline administrative processes. Instead of creating separate waivers for each activity, one comprehensive waiver suffices.
  • Consistency: Uniform language across all activities ensures consistency and reduces confusion.
  • Time-Saving: Schools save time by not drafting individual waivers for every event.


 

"Clearly define the scope of activities covered by the waiver. Be specific about the types of events, locations, and participants."

Cons of Blanket Waivers:

  • Broad Language: The comprehensiveness that makes blanket waivers efficient can also be a drawback. Participants may not fully grasp the specific risks associated with each activity.
  • Lack of Tailoring: Blanket waivers may not address the unique risks of certain activities. For example, high-risk activities such as rock climbing, a school ski trip, or go-carting activity may require customized waivers that specifically outline the risks associated with these activities. Without these tailored waivers, the school may not be adequately protected in the event of an accident or injury.
  • Legal Challenges: If a claim arises, courts may scrutinize the broad language of blanket waivers.

When to Loop in Legal:

  • New Activities: Whenever a school introduces a new activity or event, consult legal experts to review or create a tailored waiver.
  • Changes in Regulations: Stay informed about legal changes or updates related to waivers. Legal counsel can guide you through compliance.
  • High-Risk Activities: For high-risk activities (such as adventure trips or extreme sports), it's crucial to seek legal advice and coordination with your insurance broker. These activities often involve unique risks that may not be adequately covered by a blanket waiver. Your insurance broker and legal counsel can help ensure that the waiver is tailored to these specific risks, providing the school with sufficient protection.

What Are Electronic Waivers?

Electronic waivers (e-waivers) replace traditional paper-based forms with digital versions. Participants sign these waivers electronically using tablets, smartphones, or computers. E-waivers streamline the process, enhance efficiency, and reduce paperwork.

Advantages of Going Digital:

  • Time and Cost Efficiency: Say goodbye to printing, organizing, and storing paper waivers. E-waivers save time and resources.
  • Environmental Impact: E-waivers contribute to sustainability by reducing paper consumption.
  • Seamless Storage: Securely store waivers in the cloud, eliminating the risk of loss or damage.
  • Professional Image: Modernize your approach and demonstrate tech-savviness to your audience.

Tags: property & casualty

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