All educational organizations, from childcare centers to universities, face unique insurance challenges that can impact their operations and financial health. This can trickle down, affecting the experience for students at the school. From navigating innovations in technology to best practices for handling student conflicts, various insurance risks shape, and change, the landscape of education.  

Approximately 70,000 wildfires happen every year, according to the U.S. Environmental Protection Agency (US EPA). Since 1983, data from the National Interagency Fire Center reveals a staggering total of 2.7 million wildfires, varying in severity. Over this period, these fires have collectively scorched a vast expanse of 199 million acres, averaging approximately 5.2 million acres annually.  

There’s nothing quite like the feeling of fireworks at a ball game, a graduation, or any form of grandiose celebration. Fireworks bring people together by engaging and entertaining all who are lucky enough to gaze at these choreographed explosions of color and sound in the sky.  

California became the first state to implement a statewide Universal Meals Program for school children in the 2022–23 school year. According to the California Association of Food Banks, eight million people are food insecure in California and this program serves thousands of students who would otherwise be wondering where their next meal would be coming from.  

School events such as dances, graduations, and assemblies are cherished moments that create lasting memories for students, faculty, and families. Although, organizing these events comes with its own set of challenges, especially when attempting to curate a safe and risk-free zone for celebrating.  

Homelessness is a difficult experience for anyone, but it can be especially challenging for students. Not having a stable place to live can have a significant impact on a student's academic success, mental health, and overall well-being. If you are an educator, there are several ways you can support students who are experiencing homelessness. 

Picture this: It's a typical Monday morning at the office, and one of your faculty members is making their way to their classroom when suddenly they slip on a wet patch of floor and take a nasty fall. Not only are they injured and unable to work, but now you're faced with a workers' compensation claim, lost productivity, and a potential lawsuit. Teachers spend a lot of time on their feet, moving around classrooms and the school campus. With so much activity, it's important to be aware of slip, trip, and fall hazards and take steps to prevent accidents.

Donations are an excellent way for school districts to acquire much-needed supplies, equipment, and vehicles without incurring additional costs. However, accepting donations requires careful consideration to ensure that the donations align with the district's needs and priorities and are safe for use by students and staff. Here are some of the best practices for donation acceptance by a school district for supplies, playground equipment, and vehicles like golf carts.

Athletics-related insurance exposures are risks that arise from participation in sports and other athletic activities. These risks can include injuries to participants, damage to property, and other liabilities. For organizations that provide athletic activities, such as schools, and public recreational facilities, it is important to take steps to prevent these risks by properly risk managing the exposure

School buses and maintenance vehicles are essential assets for many businesses. They are used to transport students, employees, and equipment, and they are a significant investment for schools and agencies. Unfortunately, these vehicles are also vulnerable to vandalism, theft, and other types of damage. Protecting these assets is essential for the success of many of your programs and needs. Here are some tips on how to protect work vehicles from vandalism: